Benefit Experts
Where we work

Pick your area.

Each area has its own carrier landscape, hospital systems and hiring pressures. These pages cover what is specific to yours.

Why location matters

Two employers with identical staff can get very different quotes.

Washington divides the state into geographic rating areas for small group coverage, and rates differ between them. A company in Spokane and a company in Seattle with the same headcount and the same age profile will not see the same numbers.

Networks vary just as much. The carriers competing hardest in King County are not necessarily the ones with the strongest provider network in Whatcom or Spokane County, and a plan that looks excellent on paper is worthless to an employee whose clinic is out of network.

This is the part that gets missed when benefits are bought from a national platform or a broker who works from a single metro. If your workforce is spread across more than one part of the state — a Seattle office and a Spokane warehouse, say — that spread needs to be designed around rather than discovered at renewal.

Wherever your people are.

Send a census with ZIP codes and we will quote against the networks that actually serve them.