Independent, by design.
Benefit Experts is an independent insurance brokerage licensed in Washington State. Independent means we are not employed by a carrier and we do not have a quota to fill for one. We quote across the Washington market and recommend what fits the group in front of us.
Our focus is small and mid-size employers — companies with two to a hundred and fifty employees. It is the segment large national firms tend to sign and then forget, and it is the segment where a benefits package makes the biggest difference to whether a company can hire and keep good people.
That focus shapes what we bring to the table. Level-funded plans and voluntary benefits are routinely skipped for groups this size, and they are often where the room to move is.
Meet Brandon Hoobler.
Brandon Hoobler is the founder of Washington Insurance Brokers LLC and the licensed broker behind Benefit Experts. He began working in insurance in 2009 and has spent more than a decade helping Washington employers compare coverage, explain benefits to employees, and manage enrollment and year-round service.
Brandon works directly with small and mid-size employers across Washington. His experience includes group medical, dental, vision, life and disability, voluntary benefits, level-funded plans, and employee enrollment.
Before opening Washington Insurance Brokers LLC, Brandon served Washington employers through Seattle Benefits Consulting, a former business that has closed. Benefit Experts now operates under a separate legal entity, Washington Insurance Brokers LLC. Read the business transition notice.
Four commitments we hold to.
Shop the market
Every review means real quotes from multiple carriers, including the level-funded and voluntary options that often go unmentioned.
Talk to employees
Benefits only work when people understand them. We present to your team and answer their questions directly, in person, by phone or online.
Take the paperwork
Enrollment, carrier forms, new hires, terminations, and the platform to run them. HR should not lose a week to benefits season.
Answer the phone
A claims problem in March gets the same attention as a quote in October. You get a licensed contact year-round.
Our service costs you nothing.
It is the first question worth asking any broker, so here is the answer up front.
Insurance brokers are compensated by the insurance carrier through commissions that are already built into the premium. Your rate is the same whether you enroll through a broker or go direct — the commission is paid either way. What a broker adds is the market comparison, the enrollment, the employee education, and someone to call when something goes wrong.
There is no consulting fee, no service charge, and no cost to have your current plan reviewed. If the review shows you are already in the right plan at the right price, we will tell you that.
Washington State, end to end.
Based in the Puget Sound region and working statewide.
Let’s look at what you have now.
A review costs nothing and usually takes less than an hour of your time.