Who we serve / Agriculture
Benefit Experts helps Washington employers turn workforce needs into a benefits plan. Year-round staff, returning seasonal workers, and harvest crews can have different enrollment needs. Build the calendar around your operation, local care, and the people who administer the plan.
Tell us your year-round staffing, seasonal calendar, and the providers your team uses.
Track monthly hours and hiring dates instead of relying on peak headcount.
Check the clinics, hospitals, and pharmacies employees can reach.
Plan meetings before a busy period and allow individual questions after the group session.
ALE status generally uses the prior year’s average full-time employees plus equivalents. A limited seasonal-worker exception may apply when the workforce exceeds 50 for 120 days or fewer and the excess workers are seasonal workers. Have payroll or an ACA specialist check the full conditions; a busy harvest alone does not establish the exception.
Tell us about shifts, locations, access to devices, and language needs when scheduling education. We can make multiple visits and provide individual and live virtual sessions. Confirm any translation or interpretation arrangement before promising it. H-2A and other mixed workforces require separate employment and plan-eligibility review.
A practical example · illustrative
Set out the expected hire date, eligibility decision, election deadline, and contact person for each eligible worker. A returning employee may need a different review from a first-time hire.
Availability, eligibility, and benefits depend on the proposed plan and its current terms.
We help connect the benefits decision with the people using and managing the plan.
Tell us your year-round staffing, seasonal calendar, and the providers your team uses.
Compare actual plan costs, access, contributions, and the questions payroll or specialist advisers need to resolve.
We provide group, individual, and live virtual education, including shifts, multiple visits, new hires, and support after enrollment with the session scope confirmed before enrollment for client teams.
No. Assess expected full-time status at hire. A qualifying variable-hour employee may need a different method, subject to plan terms and applicable ACA rules.
Employee Navigator is available and customized at no extra cost for group clients who want it. Benefit Experts trains company administrators to enter new hires and terminations; Benefit Experts handles carrier changes. We coordinate third-party COBRA administrators that send and track notices. Vendor fees may apply, with waivers for some groups based on size and benefits package.
Sources checked September 19, 2026. General information; your plan and circumstances matter.
IRS · ALEIRS · fulltimeOIC · groupTell us your year-round staffing, seasonal calendar, and the providers your team uses. No existing plan is required.
Compare group coverage, ICHRA, QSEHRA and supplemental arrangements.
Explore HRA strategies →Organize notices, reporting, leave and the people responsible for each task.
Read the compliance guide →Download resources to use with HR, payroll and employees.
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