A Snohomish County address with a King County workforce.
Lynnwood's employers range from the stores around Alderwood Mall to offices and services. The Economic Alliance Snohomish County lists Comcast, Pemco, Zumiez, Nordstrom, Macy's, Fred Meyer, Edmonds School District, Edmonds College and the City of Lynnwood among the largest.
Lynnwood City Center station opened on August 30, 2024 as the northern end of the Link light rail line. Seattle jobs and Seattle clinics are now easier to reach from Lynnwood, and more of your applicants may live in King County.
Rates follow your principal business address. Snohomish County shares a rating area with Island, San Juan, Skagit and Whatcom counties, and King County is in a separate one. A Lynnwood company with a Seattle office should know which address sets its rates and check networks where employees actually live.
Three decisions for Lynnwood employers.
Hourly eligibility
Retail and food service run on variable schedules. Put the hours threshold, waiting period and measurement method in writing. Waiting periods cannot exceed 90 days. Our retail and local shops page covers common designs.
Contribution by tier
Store staff and office staff may weigh family coverage differently. Model employee-only and family costs per paycheck before you commit. The contribution strategy guide explains one-plan and two-plan approaches.
Supplemental coverage
For hourly teams where a richer medical plan is out of reach, voluntary benefits such as accident and hospital indemnity coverage can be offered through payroll at no premium cost to the company.
Check care on both sides of the county line.
Care near Lynnwood
Nearby options include Swedish Edmonds on 76th Avenue West and the Overlake MultiCare emergency department that opened in Lynnwood in 2026. These examples establish locations, not plan participation. Confirm the exact hospital and clinic in each proposed network.
Care near work in Seattle
Employees who ride light rail may prefer a clinic near their Seattle job or along the line. Ask about those providers too. A network that is strong in Snohomish County can look different in King County.
What Lynnwood employers ask.
Our office is in Lynnwood but half our team lives in Seattle. Which rating area applies?
For small group plans, rates come from your principal business address registered with the state, so a Lynnwood address uses the Snohomish County rating area. Where employees live still matters for networks, so we check providers in both counties.
Do we have to offer coverage to part-time store staff?
Only applicable large employers face the ACA requirement to offer coverage to employees averaging 30 or more hours a week. Smaller employers set eligibility in the plan, within carrier rules. Whatever you choose, apply it consistently.
Can we offer dental and vision without medical?
Yes. Carriers write stand-alone group dental and group vision, subject to their participation rules. It can be a first step before adding medical.
The full package, locally.
Employee Benefits
Group medical, dental, vision, life and disability, level-funded and voluntary coverage.
Explore benefits →Business Services
COBRA, ACA compliance and pre-tax accounts, plus an enrollment platform at no added cost from us. Administrator fees may apply.
Explore services →Life Insurance
Term, whole life, final expense and key person coverage for owners and partners.
Explore life →Other areas we serve nearby.
Seattle
Seattle employers reviewing distributed teams, provider continuity and employee contributions.
See Seattle →Bellevue
Eastside firms hiring against tech packages they cannot match dollar for dollar.
See Bellevue →Kent
South King County employers coordinating benefits across warehouses, field crews and offices.
See Kent →Tacoma
Pierce County trades, logistics and healthcare employers, plus a large military-connected workforce.
See Tacoma →Everett
Snohomish County employers planning provider access and enrollment across shifts and field work.
See Everett →Monroe
Skykomish Valley employers competing with state jobs and fair-season hiring.
See Monroe →All Washington areas
Every city we serve, plus the small group rating area for each county.
See all areas →Quote your Lynnwood group.
Send a census with home ZIP codes. We will check networks in Snohomish and King counties before recommending a plan.